Post secondary education is very expensive in North America and unless you are fairly wealthy will be a worry for most parents. Obviously, not all kids go onto University or College but if they do and you havent planned for it you could find yourself with a large financial burden. This would...
Shopping with online coupons can help you save money on things you use every day. Online coupons sites offers hundreds of coupons that can help you save on items such as vitamins, auto parts and childrens clothing. Best of all, theres no sales tax. You can often find free shipping and you will...
Save Money On Gasoline And Move America To Energy Independence
When gasoline prices are high, nobody wants to be fuelish. High gasoline prices act like an additional tax on American families. According to the Department of Energy, passenger cars and light trucks account for almost 42...
With the increase in energy prices, it’s important to know that there are ways to lower your energy bill, maintain the overall comfort of your home and be energy efficient.
There is another big plus to being energy efficient: You help the environment. Using less energy means less...
Brand new employer sponsored retirement plan is a hybrid of a traditional 401k and a Roth IRA.
Income tax rates have been cut, the marriage penalty done away with, and the “death tax” is also on a path to no more. All of this is a result of the Bush administration’s...
So what is a 401k retirement plan? A 401k plan is actually a retirement investments plan that is subsidized by employee or worker payments and often, corresponding involvements from your manager or employer. In addition, the most important draw for these plans is that the payments are taken from...
The convenience of 401(k)s and other employer-sponsored retirement plans have turned many Americans into investors. That’s good news, since it is becoming evident that fewer retirees in the future will have substantial pensions and more will have to rely on their own savings to cover their...
Reward credit cards come in a variety of forms. Specifically how points toward rewards are earned and the types of rewards that can be earned with a reward credit card varies from card to card.
The rewards offered by reward credit cards are generally related to a special area. For...
Retiring or leaving the company–How to Properly do an IRA Rollover
Whether you are retiring or changing jobs, you need to know what to do with your employer sponsored retirement plan before your leave. Once you leave a job for whatever reason, you can choose to:
Rollover...
Joe Smith writes-
I just retired. I have worked all my life and am ready to have some fun in retirement. I want to figure out how much income I can take in retirement without running out. I have $200,000 in my 401k plan with my former employer. I am 65 years old and my wife Emma is 56...
Retirement Calculator: How Much Will It Cost You to Retire?
Many people have imagined a secured future by the time they have reached their retirement age.
However, only a few have truly worked out the estimated amount of that they need to hit the sack happily. This is because most...
In reading this article you may realize that the best part of your life could be in Asia, and the best time is now.
The theme of most retirement articles is the best place to retire in the USA. However, according to the AARP about 80 percent of Americans do not plan to move when they...