So you have decided that you want to get a credit card only you may have credit that is not so hot or even no credit history what so ever. Many consumers wonder how it is possible to build a credit history with no credit or credit that might not be so swell. Surprisingly enough it is very...

Few people would deny that using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone.

However, spending with plastic can sometimes be a little too easy, as it doesn’t always feel like you’re...

Nowadays its easy to get a credit card with bad credit. Several credit card companies are marketing bad credit credit cards to meet the demands of persons who have somehow earned poor credit scores. Whether for reasons of unemployment or medical emergencies or for reckless spending, adverse...

There was a list of funny ways to save money on a “frugal living” website. They weren’t necessarily meant to be funny, but were gleaned from real suggestions sent in. Some cheapskates don’t seem to notice that an extra hour at work might put them further ahead than many...

You can save yourself time, trouble and money if you know how to recognize-and avoid-some of the more common scams. Here’s a look at one that could happen to you.

The Scam

You place an ad for your collectible, motorcycle or electronic equipment on a specialty Web...

Curious about how much money you’ll accumulate in your Roth retirement account?

If youve got Microsoft Excel (or just about any other popular spreadsheet program) running on your computer, you can use its FV function to forecast the future value of your Roth IRA or Roth...

If youve got Microsoft Excel (or just about any other popular spreadsheet program) running on your computer, you can use its FV function to forecast the future value of your IRA account.

The FV function calculates the future value of an investment given its interest rate,
the number...

If youve got Microsoft Excel (or just about any other popular spreadsheet program) running on your computer, you can use its FV function to forecast the future value of your 401(k) account.

The FV function calculates the future value of an investment given its interest rate,
the...

Youve probably heard about the Nebraska meatpackers who won the largest lottery jackpot in the United States last week. One winner replied Ive been retired for about four days now when asked what he would do with his winnings. His response did not surprise me; Im sure my reaction would be...

According to a survey conducted by the New York-based College Board, college tuition costs are rising faster than the pace of inflation. Between 1993 and 2003, for example, the average cost of tuition and fees for four years rose 47 percent at public colleges and 42 percent at private...

I remember the lecture my mother gave me a few weeks before my first day of college. She sat me down and said, “I have something important to tell you.” Right about then is when I rolled my eyes and braced for the, “Young men are the devil’s spawn and should not be...

A good way to prevent yourself from digging yourself further and further into debt is to form a personal budget that can work for you. Many people spend their hard earned money frivolously without having much regards to how much money they will have left before their next paycheck comes. They...