Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in your retirement account before you make the move. If you are not, you could lose hundreds if not thousands of dollars in employer...
Where do you keep your money that you set aside for annual or semi-annual payments or for emergencies where you need extra cash quickly? You dont want to draw funds from any of your savings or investment accounts there may be a penalty for early withdrawal or it might be financially...
US Banks Are In Trouble! Don’t let their mistakes affect your financial situation!
Banks serve a tremendous purpose in this world.
They take in individuals deposits and pool them together to lend them to businesses or individuals who need the capital for a business...
As recent as a few years back, the term “Credit Score” was not very commonly used in our society. While there were who understood the term and its purpose, the mass majority, although realizing that there was a system out there that their credit, they did not have a term to stick to...
Do you write checks for everything you buy?
Are you a cash only type of person?
or…
Are you like me and you live and die by your debit(debt)/check card?
Regardless of the method you use to make your purchases, it is important to not only know what was spent, but...
In just a few short weeks, President Bushs Bankruptcy Abuse Prevention and Consumer Protection Act will take effect. In a nutshell, the new law, which goes into effect on October 17, 2005, makes it more difficult to cancel your debts under Chapter 7 Bankruptcy protection. Instead, consumers...
Do you run out of money before you run out of month? Do you wonder where your money goes each month? Do you struggle to find money to invest for retirement, emergencies and other financial goals? Here are 10 tips to cut your spending and stretch your dollar to the max:
1. Consider...
Your credit rating is extremely important to your financial future, and those with a low credit rating will often find it difficult to get any sort of finance until their credit improves. This could affect your abilities to get anything from a credit card or loan to a mortgage or car finance,...
Top 5 Tips To Make The Most Of Your Credit Card
Credit cards offer a high level of security and flexibility to customers, and this is why so many people use their credit cards for day to day purchases as well as for special purchases. However, in order to make the most of your credit card...
Top 5 Reasons To Opt For An Internet Bank Account
Over recent years online banking has become increasingly popular, and many consumers have started to enjoy the benefits of banking online. There are many different reasons why people decide to opt for an online bank account, and in the...
Motorists may not need to put the brakes on their lifestyles to save at the pump. Try these simple fuel-saving tips instead.
• Keep the tires of your vehicle properly inflated. The U.S. Department of Energy reports that underinflated tires increase fuel consumption by up to 6...
Annuities may be a useful tool for those who want a steady stream of income throughout their lives. While most annuities include a death benefit, an annuity is almost the opposite of a life insurance policy – annuities offer financial protection against outliving your income....