What Role Does Your California Health Insurance Agent Or Broker Play?

First, what is the difference between a broker and an agent?

These terms are often interchanged in conversation. Officially, an Agent is an individual or company that acts on behalf of the carriers to market,...

The world of stock trading in the United States happened almost simultaneously with the birth of the country. In late 1700s Philadelphia, the first stock exchange in American history was formed as a way to stimulate this new economy and fund business. This fledgling foray into stock exchange...

It is only common sense that when we need to borrow money that we go for the cheapest and best deal, however when it comes to finding a cheap homeowner loan it can take a lot of time and you can easily get discouraged. The best way to ensure that you do get the cheapest homeowner loan is to use...

The new bankruptcy laws will be in effect before the end of the year. This is devastating news to those who are already in debt or facing possible future debt. However this is good news to most businesses no longer having the need to file for as much profit loss as some had to in the...

Many of us believe the myth that financial independence means having a lot of money and assets. We tend to focus only on earnings and the so-called wealth build-up. But have we ever asked ourselves what really wealth is? Is not wealth just having the money to support our needs at any given time?...

If you cannot prove your status then a non status homeowner loan could be the only option available to you when you are looking for a loan and the best place to look to get the cheapest loan is online. By going online with specialist non status homeowner loan sites you are able to find the...

Having a hard time paying your bills? Do they seem like they just keep adding up? A lot of people in this situation think that filing for bankruptcy is the easy way out. In all reality, bankruptcy should be your very last resort. Most people do not understand the long term effects of this...

If you are in your 40’s and 50’s, there is great news when it comes to competitive term life insurance rates. Let’s take a look at how your situation could affect your life insurance rates.

Use Competitive Term Life Insurance To Reassess Your Needs

Couples who...

These days, everyone has to have a car. Even with global warming on the rise, the demand for cars does not seem to be falling. Instead, we are seeing the development of environment-friendly cars. And people are still rushing to the stores to buy their very own set of wheels. The need for speed...

So youve made up your mind that you want a Florida refinance. You want to play it safe, though. Good thinking. After all, your home is by far your most valuable asset. More so, you like it in sunny Florida. The last thing you want is to be kicked out of your home because of some Florida...

If one is human, one cannot afford to make comparisons. After all, everything is relative. As the old adage goes, “beauty lies in the eyes of the beholder”. But how would one decide what is beautiful without first having decide what is not beautiful? We make comparisons all the time...

Traditional Underwriting

Time:
6 to 12 months

Cost:
$175,000 to $500,000. (The company will be out of pocket at least 50% of this amount prior to completion.

Capital:
Typically raises more capital than other types of transactions.

Problems: