The Five Mistakes You Want To Avoid When Getting A Home Mortgage Loan
Your home mortgage loan is the largest debt you will carry. Your home mortgage loan is also the highest bill you will pay each month. Avoiding mistakes when looking for a home mortgage loan can make you a smart and...
One of the crucial factors to consider when getting a loan is the length of the repayment period that you will apply for. This will affect how much you pay each month as well as the total amount you will pay back. As well as getting the length of repayment period right, you need to choose the...
You may have heard of Ombudsmens before whereby an independent body resolves complaint and disputes. These have been around for many years.
The Financial Ombudsmen Scheme 2000 provides a service in which certain disputes may be resolved quickly and with the minimum of formality by an...
Current account mortgages are a type of flexible mortgage and they have been around for well over 10 years in the UK. Current account mortgages work by combining your mortgage and current account into a single account. For example, if there is 3,000 in the current account and the mortgage is...
Many of the insurance plans do cover dental health but it would still leave out many expenses for which you’ll have to shell out money from your own pocket. So, assuming that your insurance plan is taking care of your dental health can be a big mistake.
Not just that, there is also...
There is no longer such a thing as a job for life and while no one likes to imagine the worst happening it can and it does and if you havent taken steps towards planning for what would happen if you were to lose your income, then you could be in great financial difficulty if you cannot afford to...
FHA loans are a great option for anyone looking to buy a home with little money for a down payment. In general, FHA loans require only a 3% down payment. In addition to the low down payment, there are several aspects of FHA loans that can help you decide if an FHA loan is the best option for...
The stock market is a very volatile trading place and choosing the right stockbroker can make all the difference to an investor/trader. Nowadays, many investors/traders are latching on to online trading and there are many stockbrokers out there who offer online trading at discounted commission...
For most people having good credit is a necessary part of their financial well being. Your credit history has a large impact on the ability to receive a mortgage, car loan and credit cards. Most of time your credit rating is based and formulated using information that is found on your credit...
There are individuals that live paycheck to pay check and may not have cash in a savings account to cover an unexpected cash expense. Some may find that they are in need of quick cash for a family emergency, unforeseen car repair or medical bill. Whatever the reason, one can now receive a short...
There’s some debate among financial planners as to the best way to pay down debt. Some say paying the highest interest rate debt first is the best way; others say paying the smallest balance first is the best way.
Both methods have advantages and disadvantages, so we’ll take a...
Well, it was nice while it lasted. You got the money for your tuition, finished that last semester, and now you have graduated, diploma in hand. However, in the not so distant future, the glow will wear off, and you’ll be facing the repayment of all those loans. While you have managed to...