If youre having trouble getting approved for a credit card, a prepaid debit card may be just what you need. Unlike many regular credit cards, prepaid debit cards do not perform a credit check when you apply. So if youve had trouble with credit or have no credit, youll still be approved for a...
Credit unions can be a viable alternative to banks as long as you meet certain conditions. In general, credit unions can perform many of the same services that banks perform, but there can be exceptions to this.
Credit unions are member organizations and this is the biggest difference...
In regards to car insurance requirements in Texas, you must have a minimum of $15,000 to cover damages an accident causes other property; $20,000 to cover any bodily injury or death of one person per accident; and $40,000 to cover any bodily injury or death of two or more persons per accident....
Basics of Private Mortgage Insurance (PMI)
General conventional loans require 20% of the selling price as a down payment. This is often the largest hurdle for many potential home buyers. In order to make buying a home more affordable, lenders devised a solution to allow for smaller down...
Whether you are new to Texas, or have lived here your entire live, the chances are good you are going to need to ask some questions about auto insurance in Texas. Is it requiredand if so, how much is required? When will you need to show proof of insurance? What happens if I get into an accident...
Most of us know that a new or used car will depreciate by about twenty percent the minute we drive it off the lot. So unless you put 20% down on your auto loan, you stand to owe considerably more than the value of your car for quite some time. If you buy a moderately priced car of $20,000, then...
Term Versus Permanent Life Insurance- Whats Right For You?
Almost everyone needs life insurance. Whether its to pay off debts, ensure the family income and standard of living, make sure college can be paid for, leave a bequest to charity, provide liquidity for a business or real estate,...
The idea of a prepaid credit card has been around for a number of years, but it’s only now, with the level of personal debt soaring, that it has really started to take off.
But what is a prepaid credit card? How does it work? And most importantly, can it help you avoid getting any...
If you have the Internet, you have probably seen the myriad shopping sites where you can buy all manner of goods and services. However, you might be cautious about buying online because you are unsure of how safe the system is, or how to go about buying something on the Internet. If you need...
Health care insurance can be confusing even for those who have some experience with it. For those who are new to it, it can be downright unfathomable. A good place to begin learning more about the issues behind health care insurance is with the basics.
There are, generally, two types of...
Car Finance Is Cheaper When Taken With A Specialist Website
Once you have in mind the car you want to buy and the amount that you wish to borrow then the next step is to go about finding a cheap car finance deal and the cheapest and best deals can be found online with a specialist...
There have been a lot of horror stories involving employees that scam their own company. A number of them have successfully stolen tens to hundreds of thousands and even millions of dollars undetected by using complicated yet illegal expenses that may be over-priced or just plain...