When November rolls around every year, stores begin advertising like crazy, and people start getting in the mood to shop. Just about everyone has a list of people for whom gifts must be purchased, and the only way to accomplish this is obviously to spend money. Unfortunately, many people see the...
Starting a business is a stressful endeavor. There is so much to consider regarding basic operations and so many forms to fill out and papers to file. It is truly a wonder that businesses are able to get off the ground at all. If you are a new business owner, you know that insurance of all types...
One financial product that is significantly cheaper than things like gas and food these days is term life insurance. It is estimated that term life premiums have fallen 30% or more in the past 10 years. Can you imagine buying gas at the same price you paid 5 years ago? It doesn’t get any...
Banks Making An Estimated 4 Billion A Year Profits On Payment Protection Insurance
Despite the crackdown by the Financial Services Authority since it began investigating in 2005 after a super complaint by the Citizens Advice to the Office of Fair Trading, banks are continuing to...
Until only recently, people reserved credit cards for only very large purchases. The rest of the time, they were forgotten about. Today, many merchants accept credit cards for both large and small purchases, so credit cards can be used for anything from a cup of coffee to a domestic appliance....
During recent months, the Canadian dollar traded a tight range against Sterling between 2.2500 and 2.3000. This follows a sharp uptrend in GBP/CAD from a low around 1.9737 (02/03/06) to a recent high at 2.3567 (23/01/07) caused by expectations of higher interest rates in the UK, coupled with...
Typically, when we take out term life insurance it is purchased while we are younger and just starting our families. After some years, a policy becomes old and outlives its original intention: perhaps your spouse no longer needs financial security or your children are now financially...
Anyone who has had the pleasure of owning a bank account knows that it is not always a fun experience. One big pain is the understanding of your bank’s special charges and under which circumstances they may be levied against you. The basic principle behind bank charges is simple....
This article is the third one in the series of plugging the money drain article series. There is one more article coming after this article. You should also read the first two parts of this article series.
Because our utility bills come every month, there is great potential for savings....
Recent trends in the mortgage industry have now come up with a way for you to be able to get a home with zero down. This means that it has now become much easier to get the house of your dreams and not have to save for years in advance. It also applies to first-time home buyers, too. Here are...
Many people strive to purchase term life insurance policies that require no medical exams; however, medical exams arent enforced to torture you as a potential term life insurance plan policyholder. Medical exams are usually in effect simply to protect the term life insurance company. These...
Does it seem like there is a bank on every corner? It does to me. Everyone needs a bank and everyones banking needs are different thus we see new community banks, state chartered banks and nationally chartered banks doting our landscape. Banking is a very personal activity and people constantly...