What is Supplemental Group Term Life Insurance?
Supplemental group term life insurance is an added benefit if you are already covered under a group policy through your employer. Usually group coverage is not as comprehensive as you may desire as policies are written according to what...
Over two million consumers filed for bankruptcy last year. Before you decide that you need to file for bankruptcy, as a consumer you should do the research and find out exactly what it is and whether you are truly in need of it. There is a difference between consumer bankruptcies and municipal...
If you want to go on holiday but cannot afford the large payment in one go, then you might want to think about taking out a loan for travel purposes. Many people never get to travel to the places they want because of a lack of current cash flow. However, more and more companies are offering...
The amount you are asked to pay when you ask for a quote for home insurance is determined by how big a risk the company think you are. In giving you a quote they take into account many things, such as how secure your property is, the area in which you live and the cost of the possessions that...
Balance Transfer Credit Card Offers: What You Need To Know
Is a balance transfer credit card your ticket out of credit card debt? It can be. If youre having trouble paying off a steep balance and the high interest that goes with it, a balance transfer credit card could be the right...
Personal Debt Consolidation Loan – The Help You Need For Your Family’s Future
You may be struggling under the weight of a high debt burden and wondering if you will need to downsize your lifestyle by moving to a cheaper neighborhood. Before you take your children out of a good...
Taking Out A Cheap Car Insurance Policy Can Give You More Than Peace Of Mind
In October 2007 the safety organization Tyresafe ran a campaign which highlighted how important the tyres of your car are to your safety, with claims on insurance policies resulting from accidents caused by worn...
For those who value the financial protection that life insurance provides but find that they cannot afford the expense, a Family Income Benefit policy can be an excellent alternative.
This lesser known type of financial protection plan is typically cheaper than the average life cover...
Personal Debt Consolidation Loan: Ready To Make Some Smart Financial Moves And Tackle Your Debt?
Ignorance is not bliss when it involves debt. Ignoring a problem will not make it go away and where debt is concerned is likely to make it worse. Ignore it long enough and financial failure is...
Adverse loans are loans in which the borrower has fallen behind on payment. As soon as loan payments are behind schedule, those loans are considered adverse loans.
Adverse loans can be very detrimental to your credit rating, which could, in turn, affect you in any future attempts to...
Everyone has heard of cash back credit cards. For every purchase you make on your card, some percentage of that amount is returned to you at a predetermined date, usually on an annual basis. While this sounds like a situation where you can’t lose, that may not be the case.
Should...
The average American has over $8000 in credit card debt. Making minimum payments and not accumulating any more debt, it would take you 30 years to pay off the card and thousands more in interest. Thats why an important part of any family budget is to reduce and pay off that debt as soon as...