In addition to the traditional fixed rate mortgage and the adjustable rate mortgage we all know about, there are some other types of mortgage instruments that are not so well known. This article details a few of those less-than-traditional mortgage methods.
Jumbo mortgage: A jumbo is...
OTC (Over the Counter) Currency options are defined as bilateral contracts, the value of which is derived from the value of some underlying asset or security. A Derivative covers any transaction where there is no movement of principle, and where the price performance of the derivative itself is...
One of the most popular New Year’s resolutions is to get organized. Yet, a few days after those resolutions are made, most people decide to move on to something else. For many people, getting organized is like taking a cold shower in that it is best done only when it has to be done. But...
Going about the process of buying a new home involves several organizations. The home loan may be one of the ultimate goals but there are many people and groups involved in the process of obtaining it.
In order to get a home loan, people and organizations such as inspectors, real estate...
Consolidate Credit Card Debt
When managing your existing credit cards seems overwhelming, one effective way to ease both the financial and emotional burden of the cards is to consider the option to consolidate credit card debt. There are several ways to consolidate credit card debt, and...
Many people plan to depend solely upon their social security checks to get them by in their golden years, but the cold, hard fact of the matter is that social security is not enough. In todays economy, where housing prices and rental rates have risen at phenomenal rates, the $800 per month that...
Credit cards are not difficult to get today. You can apply and be approved online, through the mail and even at the cash register. Most people have at least one credit card and it is probably more common than not to find that most people have multiple credit cards. With the increase in credit...
Those of you who are looking to get the best options with your credit card, should first look into the terms associated with that card. There are a lot of different features that you can get with credit cards these days, including low APR, rewards, no annual fees, and several other perks...
Do you depend on your credit cards to meet your monthly expenses? Do you only ever pay the minimum monthly amount on your credit card bills? Are you unsure of how much debt you are carrying? If you have answered yes to these questions there is a very good possibility that you are carrying too...
Listening to all the commercials on television and radio makes it appear that there is a home loan for anybody that wants one. For the most part, there is a home loan option for almost anybody.
Having acceptable credit, of course, is a key element but structuring home loans can take many...
We really do have so many choices in today’s world. Sometimes it seems as though we are being inundated by all kinds of options. We can choose from among different modes of conveyance. We can choose from among different brands of clothes. We can choose from among a wide range of stores to...
Robert Kiyosaki says that Option Trading is the investment of the rich.
Indeed, option trading is the most versatile form of investment in the world today. Its versatility has been the topic of many speakers all over the world. Terms such as Covered Calls and Credit Spreads have become...