With the whole pension fiasco many people are struggling when in their golden years. Releasing the equity from your home can be a good way to supplement your income in retirement. Make sure you use these ten points to avoid the pitfalls.

#1 Make Sure That Equity Release Is Right For...

Mortgages Are For Life – The 52 Year Mortgage Is Here

The old days of mortgages lasting for 25 years are on their way out as lenders react to rising house prices and the squeeze on borrowers.

Until recently you had no choice about how long you had a mortgage for. You paid it...

Property investors looking to take out buy to let finance can expect to find mortgage products being offered as cheaply as mainstream residential loans.

Traditionally buy to let mortgages have been subject to a higher rate of interest than residential loans however fierce competition has...

When you own a home you might receive numerous solicitations to refinance your home, after a while this gets very tiring. If you have equity in your home, you can refinance you current mortgage for debt consolidation. A 2nd mortgage and a home equity loan are basically the same type of...

There are many potential perils and pitfalls that a borrower can face when buying a home and taking out a mortgage. Many borrowers can fall foul of these perils due to misinformation or a misunderstanding.

Read on as we try to discover some common pitfalls facing the potential mortgage...

Do you, in common with millions of other home owners, have a short-term mortgage? If so, its very easy to set up the monthly repayment and then get involved with so many other aspects of your life that time slips away and before you know it, the two or three year period of your loan is coming to...

If you are thinking about purchasing a property it is first important to know how much you can afford to borrow. Mortgage Lenders traditionally used income multiples to work out this amount.

If an applicant was earning 30,000 a year the lender would calculate that they could comfortably...

A helpful reminder from your mortgage broker may be just what you need to save yourself a whole lot of trouble.

The FSA (Financial Services Authority) is very happy with the way rules for renewing two or three year home loans are working out, but mortgage brokers tell a different tale and...

There are some exiting developments in the mortgage market with the birth of a new mortgage designed in order to allow home owners to pass on their mortgage debt in the event of their death. Whilst some people might think this is a rather odd thing to do, read on for the full story:-

The...

The prospect of buying a home for the first time can be a very exciting experience, however for many it can also be a very daunting one too.

Being able to put down a deposit significant enough to secure a mortgage remains the biggest up hill struggle for most first time buyers. The fact...

Buy-to-let is often seen by private investors as an interesting alternative way to make their money grow. Certainly it offers the chance of double benefits for the owner. There is the income from letting the property and the hopeful increase in the value of the property.

Unlike the...

Mortgages are traditionally taken out over 25 years, 30 years at a push but house prices have got so high that many would be homeowners have found themselves completely unable to get on the property ladder.

Mortgage lenders have found a solution offer a mortgage over a longer term so...