As lifestyles and work patterns have become less predictable over recent years, borrowers have increasingly looked towards flexible loan agreements that bend to them rather than dictate to them.
Flexible loans which include payment holidays or breaks can be ideal for people who are...
The Loan insurance is taken out mostly to safeguard against the fact that if by chance you were to lose your income then your loan repayments would still be able to be paid each month without worrying about from where you would be able to find the money to pay the loan repayment.
When...
Loan insurance can be a valuable lifeline if the worst thing should happen and you are unable to work due to involuntary unemployment, an accident or prolonged sickness. A policy will cover you for a specific amount of money and for a period of time, usually around 12 months, sometimes up to 24...
Loan cover can be a valuable asset if you should come out of work due to an accident, sickness or through unemployment (the cover is also known as ASU insurance). However, there have been problems relating to the cover since the investigation by the Financial Services Authority began recently...
If you have loan repayments to make each and every month and are in full time employment then you should give some serious consideration to taking out loan cover to guard against the fact that you might sometime in the future find yourself out of work due to suffering from an accident, sickness...
Loan Cover Can Give You Peace Of Mind When Bought Correctly
We all like to protect ourselves and our families in every way we can and when it comes to financial matters this should be our utmost concern, especially when taking out a loan. While you may have no worries now and be able to...
When a person takes a loan there are times when he tends to forget about the average percentage rate or any other trivial matter. This is where the loan calculators come into place. The loan calculators help estimate your monthly loan payment. It can help you determine the monthly income...
The introduction of personal pricing into the loan market has caused confusion for the consumer regarding exactly what rate theyre likely to be quoted when it comes to a loan. Add to this the fact that if they fish around for quotations for alternative rates theyll be penalised for making too...
15 or 30 years, Three Things to Consider
Perhaps one of the most important decisions to make about your loan will be whether you want to pay for 15 or 30 years. Statistically, the 30 year fixed mortgage has found the most favor amongst borrowers. The 30 year fixed rate mortgage allows...
It is but natural for an individual to seek a minimum rate of interest when he seeks out a loan. It is important to apply some wisdom while choosing a rate of interest because that is the amount he will keep paying for the entire duration of his payment plan. If you realize that you are having a...
Loaded And Ready To Buy: What Prepaid Credit Cards Are And How They Work
Have you been burned by too much credit card debt lately? Too scared of credit? Had enough of credit card bills? If plastic was a way of life for you and you’re thinking of looking for a good alternative...
Living Within Your Means – What Do You Own Or Does Debt Own You- Part 1
Pay what you owe, and youll know what is your own. ~Benjamin Franklin. What a great quote to remember in a time when credit is at its highest. Credit is so easy to get, that many, especially young, people have...