Debt to income ratio is the ratio between your monthly expenses and your income. Before sanctioning a mortgage for your house, the lenders normally calculate the debt to income ratio to work out your eligibility for the mortgage. The ratio is measured against two qualifying numbers 28 and 36....
There are a number of ways in which an individual is able to apply for a credit card, and many people are aware of the traditional routes to go about this application process. However, just because someone applies for a credit card, this does not mean that they are guaranteed to actually...
Lately, an unusual phenomenon has been sweeping the United States. Although our country is known for the freedom it provides for its citizens, millions of Americans are willingly subjecting themselves to financial servitudea form of slavery.
Financial servitude has a long history in the...
How To Get An Air Miles Credit Card You Will Be Proud To Carry
If you are one of those people that often stand in lines at the airport in order to do business as usual, then you may already know the value of an air miles credit card. Not all air miles credit cards are equal, however, but...
How do you feel when your bills arrive each month? Do you get that dreaded feeling where it feels like your heart is sitting in your throat, or do you see that you owe little of no money on your bills? Sound like a dream? Its not!
Let me explain in more detail. After reading a book many...
How To Get An Adverse Credit Loan In A Hurry
For whatever reason, whether through bad decisions, the loss of a job, or maybe unexpected financial troubles, many people find themselves in a great deal of debt and need help getting out of it. In these types of situations, adverse credit...
Every kind of insurance sold in Alabama is regulated by Alabamas Department of Insurance. This means if you are having trouble finding affordable health insurance in Alabama, you can contact the Department of Insurance for assistance. The Alabama Department of Insurance can give you specific...
How To Get Affordable Supplemental Health Care Insurance For Seniors
Are you familiar with supplemental health care insurance? Many people are not; these days, most people sign up with their employer-sponsored health care insurance plans, or purchase individual health care insurance plans...
Debt consolidation and debt settlement are two prominent ways of debt reduction. These two methods have always been in contention over the relative significance of one above the other. However, market statistics say that debt settlement has always scored slightly above the debt consolidation...
How To Get Affordable Short Term Health Insurance In The US
Finding an affordable health insurance plan in the US can be a daunting task. There are many different kinds of health insurance plans. The health insurance plans that usually come to mind when people think about health insurance...
Debt Settlement Or Consumer Credit Counseling Which Path Should You Choose?
If your credit card debt is keeping you up at night, theres a strong possibility that youre in the process of determining which path would best suit you so that you can be free of debt and start living again. As...
When you purchase a life insurance policy you are not purchasing it for yourself, but rather you are insuring the future well-being of your family or loved ones. There is something almost noble in the purchase of a life insurance policy.
Noble or not it is still important to get...