More often than has ever occurred in the past, a significant amount of people are finding it extremely difficult to pay all of their monthly bills and as a result, have fallen behind on their payments. When issuers of credit cards receive late payments (even by just one day) their normal policy...

Life insurance is unique in that the person who takes out the policy and pays for it is not the person who benefits from it. This makes purchasing life insurance a somewhat noble thing to do.

Noble or not, it is still important not to over-pay for life insurance. Thats why millions of...

The landscape of the debt settlement (debt negotiation) industry has changed a great deal over the past few years, and as a result there is a significant amount of information circulating related to debt settlement that simply couldnt be further from the truth.

For instance, I recently...

An affordable individual and family health insurance plan is an insurance plan provided only to individuals and their families, unlike the group insurance plans offered to employers or other organizations. Not everyone has the option of getting an employer-sponsored group health insurance plan,...

When a person gets really behind on their bill payments it may seem as though every five minutes someone is calling and asking for money. In many cases, explaining the circumstances that caused the person to be behind in payments and asking for suggestions on how to keep up on payments will be...

Debt settlement has become an extremely popular alternative to bankruptcy in recent years, and ads for debt settlement firms seem to pop up everywhere. So, if youre looking for a reliable and ethical debt settlement company to represent you regarding your overwhelming debt burden, where do you...

Of all the different types of insurance most people are faced with buying, homeowner’s insurance is the one that the vast majority chooses to purchase. The reason should be obvious. For most West Virginians their house is their most valuable asset and they want to protect that...

Are you considering debt settlement, but concerned it may negatively impact your credit score? If a lower credit score is your main concern regarding debt settlement, read on for answers to some questions you may have.

First, youll want to check your credit score to be sure its as high as...

A relatively new approach to debt resolution, debt settlement or debt negotiation is the process of negotiating with creditors to lower the amount that you owe, typically by as much as 50 to 60 percent. A settlement offer is only attractive to a creditor when a consumer is behind on their...

For the vast majority of South Carolina homeowners, their home is, by far, their biggest and their most valuable asset. For this reason over 90% of all homeowner’s in the state buy homeowner’s insurance.

This is true regardless of whether a home is being financed or not....

A very large number of people find themselves owing thousands of dollars to credit card companies and as a result, searching for viable options to successfully eliminate their debt in order to avoid a bankruptcy filing. Debt settlement has become a very popular alternative to bankruptcy amongst...

If you currently have a monthly mortgage payment on your home then your lender almost certainly requires that you carry homeowner’s insurance. But even if you have paid off your home and are no longer required to pay for homeowner’s insurance you have probably chosen to continue to...