There has been strong growth among black people in America when it comes to use of the Internet. Yet African-American adults are still far behind their peers in other ethnic groups. This surge in Internet use has been driven by women in the black community. Black women have embraced Internet...

Human as we are, we make mistakes. We hurt other people intentionally or unintentionally. We often fail to realize the importance of the people around us in our daily lives and quite often we feel guilty about it.

We feel guilty for a lot of reasons. We may feel guilty towards our...

I have an acquaintance who supplies products to the small business retail trade. He decided a few years ago that he was happy with the level of business he had. He stopped all forms of new marketing and focused on just keeping his existing customers happy.

He was now comfortable and...

Luggage has always had to be distinguishable from the luggage of other travelers. Modern travelers have many choices when it comes to their luggage, and though many modern travelers choose the ubiquitous small black rolling bag, many others make their luggage an extension of their identities....

No matter how much time and effort you have put into your website or how good it looks, it does you no good unless you can make sure that other people see it! Getting relevant traffic to your website is not just a matter of having good content any more, and with the advent of many pay per click...

Affiliate programs are a manner by which individuals known as affiliates bring together companies and businesses to promote what they have to offer. An affiliate becomes known as a webmaster affiliate and provides a connection point between a customer and a website or series of websites. For...

Cold calls. Marketing materials. Writing a business plan. These are a few items that may be part of your new life as an entrepreneur, and they may be among the things that make you quake with fear. You are not alone. If you are going for a new job, or lifestyle, chances are fear is a steady...

Considering all things being equal, why is it that some companies flourish in the face of adversity while others crumble? Studies have proven that it is not because a company offers a lower price, or even a better product for that matter. The truth is, customers simply prefer to shop at places...

Have you been entertaining the though of getting a second job to augment the family income? If the income that you get from your present job is not enough to keep you and your family comfortable, you might want to consider setting up a business focusing on the internet. The good thing about...

If youve started a business recently, more than likely youre in debt. The vast majority of people who go into business have to borrow money in order to get their business started. The money is usually borrowed from a bank or some other type of lending institution.

For those of us who are...

The goal of business finance is to raise sufficient capital at the least cost for the level of risk that management is willing to live with. The risk is that a business will not be able to service the debt and be forced into bankruptcy.

Broadly speaking there are 5 main ways of funding a...

Nowadays auto insurance is really expensive. A typical insurance policy can cost a few hundreds dollars up to a few thousand dollars a year and this seems to get higher every year!

Auto policy costs and regulation vary significantly from state to state, but there are a number of areas...