5 Things You Should Know Before Applying For Auto Loan
Applying for an auto loan? Well sooner or later we will. So I wrote this short guide as basic must know guide to arm ourselves when the time for an auto loan comes.
1) Shop Online Shopping for auto loan online is a great time saver. By comparing from different sites you can get the best deals. Applying also is easy and even some sites will give you information you need within minutes.
2) Know Thyself! – You must know the basic criteria for applying for an auto loan. Basic criteria includes that you must be above 18 years of age. Best if you earn at least $2000 a month. Also needed is residence and employment history.
3) Get Approved First Dont have make the mistake of looking for a car before being approved. Get approved first then they will give you a voucher of how much you are allowable to loan. Doing this will save you future frustration and disappointments.
4) Down Payments This varies from lender to lender, and some dont even require. But typically its about 10% of the price or $1000 whichever is the lower number.
5) Interest Rate Interest rate is not fixed as most...
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