Accidental Damage Cover An Important Part Of Your Home Contents Insurance
Your home contents insurance could really come in handy if you suffer from an accident in your home which causes you to damage your possessions.
While all policies dont provide the same type of cover, and the cover depends on how much you pay for your premium and also the type of cover you take, some items in your home can be covered for accidental damage.
If you have buildings insurance then your policy will probably cover you to some extent against accidental damage to windows and pipes through which an accident causes them to burst, or sanitary ware.
The same can be said for home contents insurance. Should you accidentally burst a pipe and water damages your possessions, then to an extent you could be covered for the damage. In some cases the contents of your freezer will be covered should this be damaged due to an accident or the contents damaged due even a long power cut.
Accidental damage that occurs to TV screens, computer screens and similar items could also be covered by your policy.
However not all policies allow and will pay out for accidental...
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