We know we need it; it is required, after all. We just hope we never have to use it. Purchasing auto insurance may seem like the difficult part of the process, with all the legalese and fine print; however, if you actually ever need your auto insurance, youre going to have to file an auto insurance claim. This can be the trickier part, if you arent prepared.
Below is some advice for filing an auto insurance claim. Although its best to brush up on this advice before you actually need to file an auto insurance claim, you may want to jot this advice down for future reference.
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You really should know how much auto insurance you have before youre involved in an accident; however, if you dont, find out how much liability coverage you have. Liability coverage is the amount of money you have available to pay for the damages caused by an accident in which you are at fault. The liability insurance can cover vehicle repairs and hospital expenses for the other party, for example.
You also need to know the amount of your deductible for your collision auto insurance coverage, and your comprehensive auto insurance coverage if you have it. Simply put,...
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