The easiest way to obtain affordable, low cost health insurance is to purchase a low cost health insurance plan through your employer. These health insurance plans are usually Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs), and even better news- purchasing a low cost health insurance plan through your employer usually means that your monthly premiums are deducted from your paycheck, much like taxes are. If youre lucky, you wont even miss those premiums!
Yet, not everyone is fortunate enough to work for an employer who offers affordable, low cost health insurance. Actually, some people arent even able to work at all. Maybe theyve lost their jobs or been laid off. Maybe theyve become disabled, or just too old to work. Whatever the reason, theres good news. Affordable, low cost health insurance is within reach if, that is, youre willing to do a bit of stretching.
Use your spouses health insurance plan. If you are married and your spouse as an affordable, low cost health insurance plan, he or she may be able to add you to it.
Look into state-sponsored health insurance programs. These state-sponsored programs are ideal for...
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