Education is getting costlier day by day and it is a common phenomenon to see graduates leaving a university with a load of debt along with their degrees.
Most will need a consolidation direct federal loan student since managing a number of student loans is quite tough on a fresher’s salary.
Most of these loans repayment plans are designed keeping in mind your potential salary which you might get after four to five years of passing out.
In case you are finding it difficult to pay back and manage your numerous loans, then applying for a student loan consolidation is a good option.
Student consolidation loans can be broadly divided into two —Direct Loan Consolidations and FFEL Consolidation Loans.
While Direct Federal Student Loan Consolidations are offered by US Department of Education, FFEL consolidation loans are offered by lending agencies and banks etc.
There are three types of Federal Direct Consolidation Loans for Students:
Direct Subsidized Consolidation Loans
Direct Unsubsidized Consolidation Loans
Direct PLUS Consolidation Loans.
If your student loans fall within any or all of these...
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