People get credit cards for all sorts of different reasons.
Some people have been known to apply for and use a credit card simply for the customer rewards. Credit card companies are famous for offering excellent customer service programs. Some people get credit cards that offer product protection, if something happens to an item paid for with a credit card the company will reimburse the customer. Other people get a credit card so they can enjoy the online shopping. Several people carry credit cards simply for emergencies. Some people find credit cards are an easy way to establish a credit record. Others have a credit card so they can avoid carrying cash, after all a lost credit card can be cancelled, cash is lost forever.
Whatever the reason someone feels they need a credit card for there are some things they need to consider before they apply.
The first thing to think about is whether or not youll be able to pay the bill when it arrives. Credit card debt normally happens because the cardholder doesnt pay attention to how much they are spending. When the bill arrives in the mail they dont have the funds to pay the bill in full. The longer any portion of the...
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