Receiving cash back offers always gets people interested. Especially if it means that you can make purchases with your credit card and getting cash back. It’s like getting paid to shop, and is irresistible. But can this be?
Actually there are credit cards where you get some cash back, but its usually something between 1% and 3%. This doesn’t sound like a lot, but most people won’t care how much it is as long as its free.
This is a promotional gimmick designed to attract more customers and to encourage them to buy with their credit cards. Obviously those who buy more will get a little more than those who buy less. However note that the actual amount that is given per transaction may have an upper limit. This is put in place to prevent people from spending indiscriminately, just for the sake of the money they get back.
The fact that they give you cash back or wants to attract more clients doesn’t mean they will just give a credit card to anybody who applies.
They will first check your credit rating as with any other loan or credit card. So before you apply it will be good for you to check and see if you qualify. Otherwise you...
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