You may be covered when it comes to health, life, car or home insurance but what about legal coverage?
The question is not if you’ll need a lawyer, but when: according to the American Bar Association (ABA) Americans have come to view legal assistance as a necessity. Yet, most Americans have not used a lawyer more than once due to the sky high attorney fees anywhere from $100 to $1000 per hour and the trepidation involved in the search for legal services.
Prepaid legal insurance might just be the answer you have been looking for. The concept is simple: for a fixed monthly subscription, you get telephone access to advice from a lawyer. You pay a fixed amount in advance each month to defray the cost of legal services furnished in the future. These services span various areas of the law, anywhere from reviews of simple legal documents and the writing of a simple will to more comprehensive coverage of trials, divorce, bankruptcy and real estate issues.
Pre-paid legal coverage is a very attractive proposition for people who dont have the resources to retain a lawyer on a regular basis whenever they need assistance. You effectively have a network of...
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