Avoiding Big Problems with a Little Time Spent Transferring Balances
Balance transfer credit cards can be many things. On the surface, yes, they excel as credit cards that permit an individual to consolidate his or her other credit card balances onto one piece of plastic, but what else can they do? Not much research has been done into the question, though I am thoroughly convinced they can be used as a method to cut down on crime. Allow me to explain.
Let’s say, hypothetically, I happened to be in serious credit card debt. Like many Americans, I took out more credit cards to pay off old ones, effectively closing myself in a nasty little circle. Having multiple cards, I was getting charged interest rates and late fees on each one, killing my chances of ever paying them all off.
The stress and strain of always worrying about my finances began to wear down on me. Nights would go by where I could not sleep, partially due to my worrying, and partially because I couldn’t stop planning witty retorts for creditors that were calling me at all hours wondering just where the hell their money was. Oh, yeah, this is hypothetical still. Really.
So...
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