It’s sort of like watching those First Aid Course movies. There are 3 little kids playing happily in the sun. The camera pans out and we see some power lines dangling near the ground nearby. You KNOW what’s going to happen and you are forced to sit there and endure. Unfortunately, the same scenario holds true if you have bad credit and are shopping for a car.
John and Mary Smith are working extra hard to rebuild their credit after John’s accident cost them thousands that they didn’t have. They’ve cut back everywhere they could; they narrowly escaped bankruptcy several months back.
They know that an auto loan is the first big step in re-establishing their bad credit. They have saved up some money for a down payment and are heading out the door to the nearest car dealership. It’s a sunny day. They are smiling as they pull onto the car lot.
Young Joe is standing nearby as they step out of their car, (cue the Jaws music), he saunters up casually and greets them with a smile. His shiny teeth nearly blind them. His handshake is firm and his goal is clear: let’s find you folks a new car.
John and Mary...
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