Bad credit loans seem to be a hot topic these days. In fact, if you need a bad credit loan, youre likely to find an overabundance of information.
See if this sounds familiar. You need a loan. Maybe you want to buy a car, enroll in college, or take out a home improvement loan. Or perhaps youre a first time home buyer and youre looking for a mortgage. The problem is, youve got a bad credit history, and youre afraid you wont be able to find a lender.
But then you do a little research on bad credit loans and find that, lo and behold, there ARE loans for people with bad credit available! In fact, EVERYONE wants to give you a loan. Loans for cars, mortgage loans, student loans, personal loans, loans for just about anything you want. Not only loans, but credit cards too. Why, who would have ever thought is would be so easy to get a loan when your credit history is so dismal?
So, thats great news, right? RIGHT?
Lets just stop for a moment. Ask yourself Why is everyone so eager to extend credit to me when my credit history is so bad?
The question can be answered in two words — HIGH RATES. Sure, you can get a bad credit loan easily enough. But...
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