In this day and age, with the credit card market growing as large as it now has, it is no wonder that credit card companies have started trying to entice buyers by offering incentive programs on their cards. These programs come in many different forms and offer a variety of different products and services
One of the most common incentive programs offered by many credit card companies is the cash back program. In this program a certain amount of the total purchases made using the credit card, are refunded to the credit card holder in the form of a credit on their account. In some cases the amount is credited at the end of the year. In other cases the amount is credited after each purchase transaction is cleared.
Probably the second most popular incentive program is the air miles rewards program. These programs are offered in conjunction with the major airlines and allow the credit card holder to build up points which may then be redeemed for airline tickets. These airline tickets may often have restrictions on when they may be redeemed though the more popular air miles programs these days have removed any and all restrictions of this type.
Another popular...