Starting a business is always easier when you have some funding, and far too many business advisors will tell you to wait until you have a substantial amount of capital before launching. But what if you just can’t raise the money? Then it’s time to ignore the advice of those advisors and jump into the fray.
Obviously, if there’s no funding, and you want to bankroll your new retail business out of your own poorly-funded back pocket, you will have to seriously re-evaluate your concept. Notice, we’re saying re-evaluate, not abandon. In fact, it’s still possible to start a retail business without having to shell out big money for retail space, inventory and advertising. It’s not an easy thing to get funding for a retail shop, especially one that is brand new. Expansion capital is a little easier to come by, if you already have a shop that is making money, but if you’ve got your eyes on running a brand new boutique, those funding dollars will be scarce. About the only way you’ll be able to convince a finance company or bank to give you money to start a new retail shop is if you are willing to put up the equity in your home as...
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