Ever gotten that gut wrenching fear in the pit of your belly or that feeling of anger and despair when you thought of making a budget? Then chances are youve never looked up the word in a good dictionary and learned all about what this word means, and how you can use that to your financial advantage.
Heres the good news: living on a budget does not mean you have to cut back on the quality of the things you buy or deny yourself anything fun. What it does mean, is that you have to figure out how to make enough money to afford the things you want and to keep your spending within the limits of your income.
The even better news is that the most valuable asset you have is yourself and your income earning potential. If you want a bigger budget, then figure out a way you can be more productive to earn more money.
Another definition you need know is this: a budget is the amount of money it takes for the organization or household to function, and to attain its goals.
Lets look at the first part of the definition; what it takes for you and your business or household to function. Add up all the money you spent in the past year, including what you put on credit...
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