When you use your student credit card, you must ensure that you have sufficient funds to cover your balance of your statement. This article will give you an indication why you must only spend with your credit card what you have available.
To start this off, think about your life as a high school student and what has happened so far. For most high school graduates who have lived with their parents through their teenage formative years, they have not had to worry about finances. Coming onto campus with little knowledge of finances can be a tough combination with the rewards that credit card companies are willing to offer if you open up a credit card. The first key when thinking about budgeting for your student credit card is to read what you are signing up for. The rewards you will receive for signing up for a new credit card pale in comparison to the finance charges if you run up a balance on your credit card.
Take this fact into consideration when you are filling out a credit card application. The average graduate from college owes roughly twenty-two hundred dollars on credit cards, according to Nellie Mae who leads the nation in student loans. If you think...
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