In this series of articles, you will be able to follow along at your own pace as you work to bury the debt monster and regain complete financial control. Whether you were like a child in a candy store or you simply spent a little more than you made every month over a long period of time, your debt can be crippling- and effect all other aspects of your life. Use this series of articles to turn it all around!
Lesson One: Opening Your Eyes
Many people dont know how much debt they have, and whether or not they have a good balance of good and bad debts. Most people who have the most debt try to ignore the extent of debt they are in- in other words, they avoid reality because what you dont know doesnt hurt you, right? In this case, unfortunately, debt always hurts you over the long term!
The first lesson on the road to self-debt reduction or elimination is to understand how much debt you actually have, and what type of debt it is.
Make a List
Lets start with the bad debts, since these are the ones we will want to pay off as soon as possible. Bad debts include store credit cards, car loans, and charge cards- any purchase that loses value instead...
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