Now that youve taken inventory of all the debt you currently have, its time to do something about the amount of bad debt you have. You probably had some fun getting into debt, and took your time building that massive portfolio of outstanding accounts; unfortunately, getting out of debt isnt as enjoyable! You will however, start feeling an enormous weight lifting off your shoulders as you start creating a plan to take over the debt monster once and for all- so lets get started!
Lesson Two: Credit Card Debt Elimination
Easing debt anxiety is just around the corner, so close that the debt monster is groaning in despair!
Pull out your bad debt list from Lesson One. Its time to play with the credit card companies!
Lower Interest if You Please
One by one, call each of your credit card issuers and try to get them to lower your interest payment. People who have a track record of making their payments on time in the past will have a higher success rate at this task, but it never hurts to try and you may be surprised at how much you can save just by asking!
Here is what you could say when you call your credit card accounts:
You: I...
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