Bank Manager: Good morning, how are you?
Customer: Fine thank you, yourself?
Bank Manager: I am very well, thank you. What can we do for you today?
Customer: I need a loan for my business.
Bank Manager: How much do you need?
Customer: Fifty thousand dollars.
Bank Manager: What do you need the money for?
Customer: I need to buy and equip two new vans and take on two extra employees.
Bank Manager: What fraction of the cost does this fifty thousand dollars represent?
Customer: A half. My business account currently has a balance of sixty thousand dollars. I will be using most of that.
Bank Manager: How long will you need the money for?
Customer: Two years. That should be long enough.
Bank Manager: How will you repay the loan?
Customer: Having two extra vans and drivers will mean that I can expand the business and take on business that I have been turning away for the past year. I will use some of the profit I make from the extra business to make the repayments.
Bank Manager: Every business needs to borrow money from time to time. Businesses that are not borrowing money are not usually...
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