You’ve probably heard it said many times that buying a new home is one of the most stressful things you can do. In fact, in terms of stress, it’s right up there with getting married and having a new baby. Buying a new home is an exciting time too, though: heres how to do it the easy, stress-free way!
Don’t break the bank
A palatial new pad may seem worth breaking out the credit for, but struggling to pay the bills is no fun at all as you’ll find out. To minimise financial stress, it’s always a good idea to set a strict budget and stick to it, no matter how tempted you feel! Shop around for a mortgage and insurance, and remember to budget for any renovations you’ll need to take care off soon after moving in.
Take your time
Like most of us, you’re probably desperate to get your foot on the property ladder or to move up it if you’re already there. Don’t be in so much of a hurry, though, that you jump at the opportunity of the first house you see and risk ending up with something that’s not quite perfect. This is probably the biggest purchase you’ll ever make, so take your time over...