Especially if you happen to be one of those unflinchingly ambitious micro-business entrepreneurs, Ive been reading about everyday in pubs like Crains Chicago Business, youll eventually find that designing and offering up an attractive employee-benefits package will be an essential component of your future growth. An attractive health plan will do just that attract helping you recruit and retain crucial employees (meaning those fought over creative class/knowledge worker types Richard Florida is always yammering about). Youll also find that a generous group plan will help link your employees’ interests to your concerns.
That said, there are a seemingly unlimited number of group benefits options to consider. One that youll want to move to the top of your list is a Cafeteria Plan. The cafeteria brand of benefit plan can add a lot freedom to a employee compensation package, allowing your workforce to choose benefits options ala carte, if you will selecting only the benefit options theyre most interested in.
Perhaps I should start closer to the beginning cafeteria plans, also known as the flexible spending account, the choice spending account or the...
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