Cash Advance Check Loans – Are Online Cash Stores More Expensive Than Offline Stores?
Online cash stores offer a variety of rates. More often than not, they are less expensive than offline stores. Of course there are companies that offer extremely high rates, but you can avoid them if you shop around. In fact, that is one of the biggest advantages to online stores you can compare rates in minutes to find the lowest finance fees.
Fees To Look For
Most cash stores charge a flat fee rather than a percentage of your payday loan. Some online cash stores also charge an application fee. By shopping around you can find lenders who dont charge this. And some of these lenders will waive the fee for first time borrowers.
When you are comparing fees, you should look at the APR or annual percentage rate. This number is what the loan would cost if you carried it for an entire year. While most customers make their payment in less than a month, the APR allows you to make quick comparisons.
Watch Out For High Rates
Dont sign up for the first cash advance offer you get. Shop for rates first. You can do this by calling around, but an easier way is...
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