Cash Back Cards – Slightly Less Rewards, But as Versatile as, Well, Cash
Cash back credit cards are probably the most honest, direct form of rewards programs available to a consumer. They’re convenient for those of us that enjoy direct control over things, or, said differently, for the average controlling type-A personality workaholic in today’s world. For example, I’d like to describe to you my lifelong friend Rob, who fits the exact description.
Rob is a software designer. He has his own cubicle among two or three hundred others on the same floor, and works in a wealthy suburb. He wears shirt and tie combinations predetermined each weekend, eats the same thing for lunch in the company cafeteria each day, and has not been on a date in about half a decade. When I surprise him at work, I enjoy moving things on his desk and watching him squirm until he puts them back as they were before.
It just so happens that Rob has recently acquired a cash back credit card. He chose it because he does not have to select from rewards presented to him by the company. He gets to do what he wants with his own rewards. Previously, he had a rewards...