When was the last time somebody credible offered you thousands of dollars in free money? For most of us, that just doesn’t happen every day, or ever at all, for that matter.
However, if you are considering purchasing your first home, there are very credible sources that genuinely do want to give you thousands of dollars in free money.
Those sources are state and federal agencies, and the thousands of dollars of free money available comes to you in the form of a cash grant to help you buy your first home.
It is no secret that saving for a down payment and closing costs is the largest obstacle that first time home buyers must conquer. For millions of Americans, this obstacle is one that is nearly impossible to over come. After paying monthly rent, utilities, food, insurance, car payments, (as well as the high price of gasoline), clothing, phone bills, day care for the children, and many more recurring monthly bills, there is virtually no money left to set aside to save for a down payment for a future first home.
The federal as well as state governments recognize this situation and have created special programs for the very purpose of giving...
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