So, you have a teen that is at the driving age. Choosing the right auto, the right insurance and the factors that determine price, is the purpose of this article.
Choosing the right auto is very important to getting cheap insurance. That flashy, red, convertible sports car really looks great, but the insurance for it with a teen driver?… ouch!! Find out what your teen can live with other than this and do your insurance shopping with that model in mind.
Some of the factors that enter into price is:
1. Where do you live? In the city, a suburban area or in a rural setting? The rural area will be the lowest rate with the city being greater.
2. How many miles per year will the vehicle be driven and how many miles to work, school or college.
3. The model and age of the vehicle and it’s safety record. Sometimes an anti-theft device will lower the rate.
4. The deductable amount and the coverage amount, these vary according to area and what the laws are in your state. The more out of pocket you can afford on the deductable the lower your rate will be.
5. Your teens grades at school is also a determining factor. The higher the...
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