If youre looking for cheap Miami car insurance, youre definitely not going to want to purchase anymore than what the State of Florida has set as its minimum car insurance requirements.
Currently, Miami, Floridas minimum car insurance requirements are:
Personal Injury Protection (PIP): $10,000
Property Damage Liability (PDL): $10,000
However, Miami, Florida also has whats called bodily injury coverage (BIL). Up to the limits of your policy, BIL is coverage for any serious personal injuries or death you cause other persons due to a car accident that is your fault.
Sometimes, BIL will cover accidents caused by your or other members of your home, despite the car being driven, as well as covering you in the event that someone to whom you have given permission to drive your car has caused an accident.
The average, safe driver usually doesnt need to purchase BIL in Miami, Florida, making your quest for cheap Miami car insurance easier; however, sometimes you are required to purchase BIL if you have been charged with and convicted of certain motor vehicle-related offenses. Many Miami, Florida drivers may also have to purchase BIL coverage...
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