If you are currently experiencing problems making repayment of your credit card debt, then the time has come to consider switching your credit card account to a 0% account.
However, if you make the wrong choice, you could end up in the situation where you actually pay more to the credit card company than would otherwise have been the case if you had stayed put!
So, to choose a better balance transfer card is to make a wise choice; and to help you here are some of the things you should be on the loom out for:
What you want
-> You want the balance transfer card to offer you 0% interest for the longest possible period
-> You want the card to have no joining, fixed or associated fees that may act as an alternative to interest
-> You want the 0% interest to apply to the entire balance you transfer to the new card provider
-> You want to be able to spend on the card if you need to and for the new spending to also be subject to 0% interest for the offer period
-> You want the APR after the initial offer period to be low
-> You want to be able to transfer the balance of your credit card account to a better balance...
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