Have you ever wondered why things happen in multiples? Many times it is of our own doing, but sometimes there seems to be some unseen force creating these problems. More later!
An analysis of your credit report will probably give you an indication of how certain entities operate. Check the dates of entries, check the validity of the debt, check the amount of the debt, check how many times the same debt has been entered. These are just a few of the easily falsified entries that are never checked or challenged. Indications are that at least 75% of the reports are incorrect or deliberately incorrect.
On the subject of credit reports: It is your responsibility to make sure the entries are correct. Credit reporting agencies do not care if the information presented to them by collection agencies is accurate or not! Be aware of the fact that credit reporting agencies receive a lot of money from collection agencies, etc. Memberships by agencies, banks and the like make their existence possible! It does not matter if the reports were deliberately false, or made out of spite, or even entered with false dates, amounts or nonexistent entities.
While the above paragraph...
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