Student/college credit cards are credit cards specifically designed for young men and women attending college. Though student credit cards are also referred to as college credit cards, we will use the identifier, student credit card in this information release. Student credit card is the more popular term to describe credit cards for young men and women attending college. Student credit cards allow their users to understand the benefits of “real world” credit card usage prior to graduating college and taking on a full time occupation. Typically, for most college students, their student credit card is their first credit card and the door-opener to the world of credit card usage. Some students may have previously used supplementary credit cards, but those credit cards are linked to their fathers or mothers credit card account. However, it is true for those college students too, that their student credit card is the first credit card they can truly call their own.
Student credit cards are essentially the same as other credit cards. They are used in the same way as other credit cards are. Some differences come into play for student credit card users, primarily...