The Home Depot credit card, like all store branded credit cards, offers consumers some very enticing benefits. For example, the Home Depot card often advertises specials such as a 0% interest rate and no payments for 6 months. However, there are a number of factors to consider when applying for a credit card. Perhaps the most important factor is the interest rate. And the Home Depot credit card scores quite poorly here.
If you a take a look at the online application for the Home Depot credit card, you may have a hard time finding the interest rate. And, when the card is presented to you at the store, cashiers generally dont attempt to influence your decision by mentioning this essential credit card element. However, the truth of the matter is quite disturbing. Like most other store credit cards, the Home Depot credit card charges an interest rate that is forty to over one hundred percent higher than standard credit cards! And thats for consumers with good credit.
Credit cards issued by most major credit companies presently offer two things the Home Depot card does not: low long term interest rates and 0% interest on purchases and balance transfers for 1 year. For...
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