Comprehensive major medical insurance is an insurance scheme with a low deductible and a maximum coverage limits including inpatient care, outpatient care, x-rays, laboratory tests, and diagnostic office. The comprehensive major medical insurance is designed to soothe the financial crisis caused due to the increasing hospitalization charges. The policy offers a coinsurance provision, which mingles the basic coverage with all the other major medical coverage.
There are several benefits of taking a comprehensive major medical insurance policy. Some of the major benefits include:
High Sum Assured
The comprehensive major medical insurance policy will cover a major portion of the hospitalization charges incurred by the insured. This helps the insured not to worry about his hospitalization charges.
Pre-admission diagnosis expenses
The comprehensive major medical insurance policy covers the fees paid to a medical specialist for laboratory examinations, diagnosis and x-rays. The reimbursement will be paid only if the examinations are conducted on the recommendation of a qualified medical practitioner for the assessment of an injury or illness. The...
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