Consolidate Bills-getting Rid Of Your Debt With A Plan And A Little Discipline
When you decide to make any type of life change, following a plan will help to ease the anxiety and stress that comes with it. With a plan you will need to discipline yourself. When it comes time to consolidate bills, make no mistake, this is a life change and it will require discipline and a plan. When youve come to the decision that you need to consolidate bills, its not so that you can free yourself to run them up again. Its so that you can get your debts paid off as painlessly as possible and then not run them up again.
A plan will help you to get through this time of change. You will have to take some time to think about how you spend money, what you can afford to do without, and why you are consolidating bills. As you spend money in the next month or so, take note of everything that you spend money on. At the end of the month, review that spending and decide where you can afford to make cuts. When you consolidate bills you will free up more money each month, but youll want to use that money to pay off those debts, as well as use more cash, checks, or a debit card rather than a...