You know you are in trouble. There are piles of opened bills sitting there on the table, and even more on the dresser that you havent even bothered to open. Your family and your friends arent going to loan it to you. You have spent more than you can realistically expect to earn any time in the foreseeable future, and you simply cant bet on winning the lotto. So, is there really anything you can do to help yourself get out of this mess you have made? Maybe, just maybe, you should consider consolidating debts or seeking credit counseling.
Debt consolidation has become a household word and ever popular method to tackling outstanding debts. While it got its start on the internet during the dot-com boom, debt consolidators have also taken to advertising on television and radio spots. The increased exposure from the ads brought about more awareness of the concepts that drive the debt consolidation agencies and as a result has encouraged people to look for ways of crawling out from underneath all the consumer and student loan debts.
There are, like anything, good and bad debt consolidation agencies. With the increased publicity and advertising, the government...
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