You’ve probably got contents insurance for your belongings but are you aware just how easy it is to fall behind in calculating the value of them?
What do you imagine the average contents of a family home are worth – 25,000 or 30,000? In fact this figure, for a typical home, is estimated to be over 45,000. Apart from your moveable items of carpets, furniture, curtains, it’s probable that electrical goods purchased over the last few years explain the sudden rise. It’s not unusual to have three or four mobile phones, a couple of computers, possibly also a laptop. Then there are the TV’s. Apart form the large family wide screen digital HD ready, singing and dancing set, there’s probably a another one in the kitchen and two or three others in the bedrooms, not to mention DVD and video recorders. Probably the children have iPods, gameboys and whatever else is in at present. Don’t forget your CD collection Norwich Union values these at 10 each and DVD’s.
Apart from the risk of damage, all the above items are very appealing to the thief, being easy to handle and finding a ready market. Don’t forget the garden, the...
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