Use Your Cash Advances Wisely! Credit card cash advances can provide you with convenient and instant access to cash, but cash advances should be avoided if at all possible.
What is a Cash Advance?
A cash advance is an option cardholders can use to borrow cash against their current balances, as opposed to using the card for a tangible purchase. For most credit card users, the amount of cash available for a cash advance is a small percentage of their overall credit limit. Statements issued by the bank will generally provide two sets of numbers: the credit limit and the cash advance limit.
Cash Advances
Your credit card is a powerful tool for the management of your financial life. It can help you to extend the value of the products and services you need by receiving the goods, before paying for it. Your credit card can also reduce the need for cash or check in places far from home, and it can also allow you to conduct personal and professional business by phone, mail, or the Internet.
Like all-powerful tools, though, your credit card needs to be used carefully. This is especially important when using the ultimate power of your credit card:...
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