The amount of money that many people in our culture spend on a daily, weekly or monthly basis is absolutely out of control. As a financial advisor, I see far too many people and families that are completely burdened down by excessive debt. I can hardly believe my eyes and ears sometimes as I sit down with a new client to get an accurate picture of their current financial state. I have a hard time swallowing the fact that people are hundreds of thousands of dollars in debt. Most people want help, but few are proactive and committed enough to really make changes. Credit card consolidation is one of the first suggestions I make to most clients.
It might seem strange to name credit card consolidation as a top priority over even budgeting or savings. I used to agree. But the past fifteen years have served to convince me that one of the biggest problems our country faces economically, without question, is posessing excessive amounts of credit cards. And that, dear reader, is precisely where credit card consolidation comes into the picture.
Basically, credit card consolidation is the work of getting rid of excessive amounts of credit cards and thereby not only...
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