FEES TO BE PAID
Under any circumstances, the following are charged by most credit card companies:
Annual fee Paid for being a user of the card
Cash advance fee. Paid when the card is utilized for making a cash advance; usually a flat fee or a percentage of the amount advanced
Balance-transfer fee. Paid when a balance from another credit card is transferred to the other card. Checks are usually sent to pay-off the card. Balance transfer happens when the check is used to settle the amount due on the other card.
Late-payment fee. Paid if payment was done after the date due
Over-the-credit-limit fee. Paid for payments exceeding the credit limit
Credit-limit-increase fee. Paid for a credit limit increase request
Set-up fee. Paid for opening a new credit card account
Return-item fee. Paid for returned checks when bill payments by check was done for insufficiency of funds (meaning, the check bounced)
Other fees. Payments made for over the phone settlements, cost coverage for credit bureau reporting, account review, provision of other customer services. Other fees and charges are information which may be found...
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